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Commercial Underwriting Program in Houston

Remote · Hong Kong Full-time

Are you a highly analytical and detail-oriented individual with a passion for the financial industry? Do you thrive in a fast-paced and dynamic work environment? Comerica Bank is seeking a motivated and driven individual to join our team as part of our Commercial Underwriting Program in Houston. This program offers a unique opportunity to gain hands-on experience in commercial underwriting while being mentored by seasoned professionals. We are looking for candidates with a strong understanding of financial principles and excellent communication skills. If you are ready to take the next step in your career and make a meaningful impact in the banking world, we encourage you to apply for this exciting opportunity. Conduct thorough financial analysis and risk assessment for commercial loan requests. Review and analyze financial statements, tax returns, credit reports, and other relevant financial documents. Collaborate with senior underwriters to evaluate creditworthiness and make recommendations for loan approvals. Communicate with clients and internal stakeholders to gather necessary information and provide updates on loan status. Utilize industry knowledge and market research to identify potential risks and opportunities for loan applicants. Ensure compliance with all regulatory and bank policies and procedures. Participate in training and development opportunities to enhance underwriting skills and knowledge of industry trends. Maintain accurate and organized records of loan files and documentation. Proactively identify and address any potential issues or concerns related to loan applications. Contribute to a positive and collaborative team environment by sharing knowledge and best practices. Continuously seek opportunities to improve processes and procedures for more efficient and effective underwriting. Represent the bank in a professional manner and uphold the bank's values and reputation. Act as a mentor and resource for junior underwriters in the Commercial Underwriting Program. Stay updated on industry regulations and market trends to ensure the bank's underwriting practices are in line with best practices. Embrace a continuous learning mindset and actively seek out opportunities for personal and professional growth. Comerica Bank is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

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