Note: The job is a remote job and is open to candidates in USA. United Financial Mortgage, LLC is a growing mortgage brokerage that has invested in new technology and marketing strategies. They are seeking a Mortgage Loan Officer to develop client relationships, evaluate loan applications, and guide clients through the mortgage process while providing exceptional customer service.

Responsibilities

• Contact and pitch realtors on using our company to help their clients with their mortgage needs
• Develop and maintain relationships with clients to understand their mortgage needs and provide appropriate loan solutions
• Evaluate loan applications and determine eligibility based on creditworthiness, income, and other factors
• Guide clients through the loan application process, including gathering necessary documentation and ensuring compliance with regulations
• Collaborate with underwriters, processors, and other internal teams to assist with timely and accurate loan processing
• Provide exceptional customer service throughout the loan origination process, addressing client inquiries and concerns
• Stay up-to-date on industry trends, regulations, and changes in lending practices
• Meet or exceed sales targets by actively promoting loan programs and services

Skills

• Strong knowledge of mortgage sales and loan processing
• Excellent communication and interpersonal skills to build rapport with clients
• Ability to analyze client's credit profile and make informed lending decisions
• Detail-oriented with strong organizational skills to manage multiple loan applications simultaneously
• Proficient in negotiating terms and conditions of loans within established guidelines
• Knowledge of federal regulations, including TILA (Truth in Lending Act) requirements
• Experience with Conventional, FHA, VA, and USDA guidelines
• Language: English (Required)
• Familiarity with industry software such as Arive and Lender Price (not required)
• Bachelor's (Preferred)
• Mortgage Loan Officer: 1 year (Preferred)
• MLO License in the state of Virginia (Preferred)
• Day Shift (Preferred)
• Willingness to travel: 25% (Preferred)

Benefits

• Flexible schedule
• Work-from-home days
• Growth opportunities
• Relaxed atmosphere
• On-the-job training
• Company perks
• Flexible working hours
• Safe work environment
• Bonus opportunities
• Commission pay

Company Overview