Note: The job is a remote job and is open to candidates in USA. Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The Product Manager is responsible for managing externally facing lending products, owning the end-to-end product lifecycle, and driving product performance while collaborating with cross-functional teams.

Responsibilities

• Own full product lifecycle for lending products including strategy, design, development, launch, and optimization
• Define product strategy, roadmap, and value proposition aligned to customer, market, regulatory, and business needs
• Drive product performance including revenue, growth, profitability, and risk targets
• Own or influence product P&L including pricing, margins, and forecasting in partnership with Finance
• Translate business strategy into prioritized requirements and delivery plans with technology and operations
• Partner with cross-functional teams including risk, compliance, legal, finance, and distribution
• Engage with external partners and customers to inform product direction
• Leverage market research, customer insights, and competitive analysis to identify opportunities
• Solve moderately complex problems and conduct analysis to guide decision-making
• Act as a subject matter resource and provide guidance to team members

Skills

• 3+ years of experience in product management or related roles supporting revenue-generating products
• 3+ years of experience with lending, credit, financial services, regulated product environments and/or healthcare products
• 3+ years of experience managing products across the full lifecycle
• 3+ years independently solving moderately complex problems using data-driven decision making
• 3+ years of solid cross-functional collaboration and communication skills
• Experience with product-level P&L ownership and financial performance management
• Experience with digital lending platforms and third-party integrations
• Experience leveraging AI in job related duties
• Experience mentoring or serving as a subject matter resource
• Familiarity with Agile or iterative development practices
• All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Benefits

• A comprehensive benefits package
• Incentive and recognition programs
• Equity stock purchase
• 401k contribution (all benefits are subject to eligibility requirements)
• Flexibility to work remotely rom anywhere within the U.S.
• All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Company Overview

Company H1B Sponsorship