Note: The job is a remote job and is open to candidates in USA. Credibly is a leading provider of capital solutions for small businesses, leveraging technology and data science to support business owners. They are seeking a Risk Research Specialist to conduct investigative research, validate business data, and analyze risk indicators to ensure the integrity of their underwriting process.

Responsibilities

• Conduct deep-dive investigative research into applicant information by cross-referencing multiple internal and external data sources to verify business legitimacy and financial health
• Analyze discrepancies in applicant documentation; independently resolve complex verification issues by applying sound critical thinking and judgment
• Maintain high standards of accuracy and thoroughness while meeting daily production benchmarks in a fast-paced fintech environment
• Partner with underwriting and partner relations teams to provide clear, actionable insights derived from your research, supporting Crediby’s goal of accelerated, right-sized capital solutions
• Identify and document patterns of risk or process inefficiencies to support platform enhancements and improve data quality

Skills

• Proven ability to synthesize information from various sources to form a clear, risk-based conclusion
• Demonstrated history of independently identifying issues and seeing them through to resolution, even when data is ambiguous
• Advanced proficiency with Microsoft Excel (e.g., data manipulation, VLOOKUPs, pivot tables) and experience with CRM or internet-based verification tools
• Excellent written and oral communication skills, with the ability to articulate complex risk findings to stakeholders
• 1-3 years of experience in data analysis, financial verification, underwriting support, or risk operations
• Ability to type 60+ WPM with high accuracy

Benefits

• Flexible working conditions, via hybrid remote/in-office work
• Generous PTO package
• 8 Paid Company Holidays
• Paid Parental Leave, Bereavement, and Jury Duty
• 401k with company match (and 100% vesting after 2 years)
• Medical insurance through BCBSM or BCN
• Dental and Vision provided by BCBS? 
• HSA and FSA available, including LPFSA and Dependent Care
• Company paid life insurance and short-term disability
• Additional optional insurances

Company Overview