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[Remote] Underwriting Consultant

Remote · Philippines Full-time

Note: The job is a remote job and is open to candidates in USA. Unum is a Fortune 500 company and leading provider of employee benefits to companies worldwide. The Underwriting Consultant will demonstrate expert risk evaluation and selection, partnering with sales teams and brokers, while also mentoring junior underwriters and driving profitable results.

Responsibilities

  • Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers
  • Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases
  • Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these
  • Contribute to the development of policies and procedures in support of product development initiatives
  • Demonstrate a mastery of the Company’s product portfolio, the sales, implementation, and enrollment processes, and market place influences
  • Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
  • Act as a technical resource for junior underwriters and provide developmental feedback on case level decisions within the context of a mentoring relationship
  • Act as a mentor and coach, providing input to management regarding mentee performance

Skills

  • Bachelors degree or equivalent, relevant business experience
  • Demonstrated, consistent proficiency at Senior Underwriter level
  • Mastery of product provisions, plan designs, pricing and contractual benefits
  • Excellent technical expertise in risk selection
  • Demonstrated strong understanding of top-line and bottom-line objectives
  • Exhibit complete understanding of sales/distribution process and market trends
  • Strong mentoring and coaching skills
  • Strong creative problem solving skills
  • Strong critical thinking/analytical reasoning skills
  • Excellent communication skills, both verbal and written
  • Strong organizational skills and ability to handle multiple priorities
  • Highly skilled in persuasiveness and negotiation
  • Demonstrated ability to work both independently and in a team environment
  • Exhibit a strong commitment to quality and personal ownership of results

Benefits

  • Award-winning culture
  • Inclusion and diversity as a priority
  • Performance Based Incentive Plans
  • Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
  • Generous PTO (including paid time to volunteer!)
  • Up to 9.5% 401(k) employer contribution
  • Mental health support
  • Career advancement opportunities
  • Student loan repayment options
  • Tuition reimbursement
  • Flexible work environments
  • Healthcare benefits (health, vision, dental)
  • Insurance benefits (short & long-term disability)
  • Performance-based incentive plans
  • Paid time off
  • A 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not

Company Overview

  • Since our founding in 1848, Unum has been a leader in the employee benefits business through innovation, integrity and an unwavering commitment to our customers. It was founded in 1848, and is headquartered in Chattanooga, Tennessee, USA, with a workforce of 10001+ employees. Its website is http://www.unum.com.
  • Company H1B Sponsorship

  • Unum has a track record of offering H1B sponsorships, with 4 in 2026, 27 in 2025, 23 in 2024, 26 in 2023, 19 in 2022, 18 in 2021, 7 in 2020. Please note that this does not guarantee sponsorship for this specific role.
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